Video 18: What does “bonded and insured” mean with regard to a home care agency?

Businesses that are “bonded” – typically those that work at your home – do background checks on employees. But bonding provides other protections, including coverage if the job is not completed. If the homeowner has missing or broken items like jewelry or other expensive items, they can make a claim on the bond and be compensated. Insurance, on the other hand, covers liability issues that may arise in the course of someone’s work. If a caregiver is injured in a fall, the agency’s insurance would provide compensation, not you or your insurance carrier. When hiring a contractor or business to do work in your home, ask if they are bonded and insured and ask to see documentation that verifies it.

832-271-1600, http://houston-homecare.com , Houston Home Care 20 Frequently Asked Questions About Home Care. Go to www.Houston-HomeCare.com and click on the VIDEO FAQ tab. There you will be able to see all 20 of our frequently asked question videos and get the answers you need. Also, please be sure to call us directly at 832-271-1600 and speak to Rick or Donna Wrabel, the owners of At Your Side Home Care in Houston Texas.

View the rest of our videos here:

Paying for In-Home Care

Deciding on Types of Care Services

Differences in Home Care Services